SEIU Local 2000

Grant programs and funding are constantly changing.
All programs are on a first come / first serve basis.
Call today and see what is available for your needs!

Buying a home can be a complicated business, so why not leave it to the experts? Our mortgage counselors will walk you through the entire process of buying, selling and refinancing homes. We also offer special programs for first-time buyers.

Contacting the SEIU housing department will allow you to create the easiest path to homeownership.

The housing consultant will answer all of your questions and take your initial application. The director then screens your file for all reputable programs available for your specific situation. You will then have a confidential consultation, by phone or in the office, to establish your goals and the path you will take to achieve it! Throughout the home buying process and into home ownership, SEIU housing will provide you with secure guidance and assistance as a benefit to you as a Health and Welfare Fund Participant.

With SEIU housing, you no longer have to be intimidated by home ownership!

We are here to help you!

Call:

Adrienne Jackson- Housing Consultant - 314-533-3645 ext 33

Beth Spradling- Housing Director - 314-533-3645 ext 40

housingconsultant@mindspring.com

Housing Application
You can download this form, fill and mail it to our office to apply for help.

Current Housing Programs

COUNTRYWIDE LENDING
Countrywide Lending is a national mortgage company that has agreed, through the support of the AFL-CIO, to provide our members with a $250 discount on closing costs on all types of loans. They offer a variety of services and loan programs ranging from low to no down payment on new purchases, VA loans, combined new construction loans, home equity line of credit, home improvement loans, and refinancing. We have a special program called HIT HOME which allows the members to qualify at more lenient terms and make biweekly mortgage payments which reduce the total amount of interest paid on the loan. Also, anyone unable to obtain credit will be recommended back to the Housing Department of the Union for credit counseling. All members will be screened for qualifying grant funds during and at the completion of the application process.

CCH, STRONGER TOGETHER
Catholic Commission on Housing, through the financial support of the Affordable Housing Commission of St Louis, in cooperation with SEIU Local 2000 Health and Welfare Fund has created a free education and emergency assistance program for our members. Each member can participate in credit counseling classes and financial budgeting classes to help prepare them for upcoming homeownership. Basic financial and homebuyer education is also available. Individual counseling and support will be given to each member participating in the program. Members will learn the basics of finance and the do’s and don’ts of home buying and ownership. The Community Development Association of St Louis will also contribute $2500 additional dollars to qualified members buying in the City of St Louis. Other areas in Missouri also offer down payment assistance. Please call SEIU Local 200 for more information.

CCH, RAINY DAY
A savings program for individuals wanting to do home improvement. CCH will give the member $2 for every dollar saved during the program. While participating in the savings program, individuals will attend classes on home improvement, repairs, and maintenance.

JUSTINE PETERSON HOUSING REINVESTMENT CORPORATION
JPHRC will help all members on the IL side of the river on credit repair, home finance, and financial education classes. They offer mortgage brokerage services and will advise members on grants, loans, and credit issues. There is a $30 fee for participating in this program. (credit report).

All programs listed in below are available through SEIU Housing only. We have negotiated these programs and rates to benefit our Fund Participants.

RURAL HOUSING
The USAG created a program to help rebuild and expand rural America. The program allows residents of rural communities to buy existing homes, investment property, build a home, or rehabilitate their current home. The programs are direct or guaranteed loans allowing an individual to finance their housing need at current market rates with little or no money out of pocket.

There are lenient income guidelines and some programs even require you to be turned down by a bank!

Rural housing funds are available year round and there are many programs to fit your specific situation.

LOCAL GRANTS AND HOUSING PROGRAMS
(Apply through SEIU Housing form immediate consideration!)

WESTERN EGYPTIAN ECONOMIC OPPORTUNITY COUNCIL (WEEOC)
WEEOC outreach offices assist Jackson, Monroe, Perry, and Randolph Counties in Illinois.

THE HOMEBUYER PROGRAM
This program can provide down payment assistance in the amount of 17% of the purchase price of the house or $7000, whichever is the lower amount. The program also can provide up to $1500 to be paid on closing costs.
(The above assistance is in the form of a five or ten year, zero interest, forgivable loan.)

GRANTS
WEEOC also administers home improvement, weatherization, and other grants for this area.
Financial Classes are also available to those who qualify.

With a network of over 500 organizations that can help you reach your financial and homeownership goals, call us before you make your next move. We can help protect your family's financial future. Call today! 314-533-3645 ext. 33